Sparke Helmore Lawyers has announced the appointment of Hillary Ray to the role of consultant in the banking & finance team in Sydney.  Ray has more than 14 years’ experience in financial services regulation.  At  ASIC,  she worked with the policy, compliance, deposit-takers, credit and insurers directorates and during this time was also an Australian Prudential Regulation Authority liaison officer and assisted on APRA credit risk and operational risk reviews of ADIs.